Box Clever Insurance
for Young Drivers

Telematics Car Insurance Designed
for Young Drivers

Box Clever is an innovative car insurance product specifically designed to help young drivers stay safe and save on insurance. By fitting a telematics device (also known as a black box) to your car, you can monitor your driving habits, such as speed, braking, acceleration, and how sharply you take turns. This allows you to earn a personalised discount at renewal, rewarding you for driving safely. The more you improve your driving, the lower your insurance costs over time, while building your No Claims Bonus.

How Does Box Clever Benefit You?

  • Affordable Insurance from Day One
With Box Clever, you’ll enjoy competitively priced cover right from the start, with no restrictions on how far you can drive. The unlimited kilometre allowance means you're free to travel as much as you need without worrying about extra charges for longer journeys.
  • Become a Safer Driver
The telematics device continuously monitors important aspects of your driving, such as:
  • Speed: How fast you drive in different road conditions.
  • Acceleration: How smoothly you accelerate.
  • Braking: How quickly and sharply you brake, which can indicate aggressive or erratic driving.
  • Sharp Turns: How sharply you take turns, which can be a sign of unsafe driving.
With this data, you’ll receive monthly driving reports with personalised tips on how to improve your driving habits, helping you become a safer driver and earn discounts at renewal.
  • Earn Personalised Discounts
Safe driving is rewarded! Based on the data collected by the telematics device, you can qualify for a safe-driving discount when it’s time to renew your policy. The better you drive, the greater your savings.
  • Additional Safety and Anti-Theft Features
The black box isn’t just for tracking your driving habits; it also acts as an anti-theft device, helping to track your vehicle in case of theft. Furthermore, you'll have access to an online customer portal where you can view your driving data, track your progress, and see how your driving improvements are impacting your discount.
  • Build Your No Claims Bonus
One of the most valuable benefits of Box Clever is the opportunity to build your No Claims Bonus. As you continue to drive safely, you’ll accumulate No Claims Bonus points, which will reduce your insurance costs in the future.

How Does It Work?

Get a Quote

Simply contact our Affinity Car and Home Team at Arachas to get started with Box Clever insurance.

Install the Telematics Device

Once you’ve purchased your policy, one of our approved installers will fit the black box within 14 days. Don’t worry – you’ll be fully insured during this period.

Start Driving & Tracking

After the installation, the black box will begin tracking important aspects of your driving, including: · Speed · Acceleration and braking · Sharpness of turns · Length and frequency of journeys

Receive Updates & Discounts at Renewal

You’ll receive monthly updates via email, showing how you're doing on the road. Continue driving safely, and you could earn a personalised discount at renewal time.

What the Box Clever Isn’t

You might think the black box is constantly following your every step, but that’s not the case. It only tracks driving behaviour—things like how fast you’re going, how smoothly you accelerate and brake, and the sharpness of turns. It won’t log where you go, how long you spend at particular places, or anything unrelated to your driving

Some people worry that the black box is a form of surveillance, but it’s not. The black box isn’t watching your every moment; it simply tracks your driving. Its purpose is to reward safe driving, not to monitor your lifestyle. If you’re concerned, rest assured that your privacy is respected.

There’s a myth that the black box is there to catch you out and increase your insurance premium. In reality, it’s designed to reward you. The safer you drive, the greater the chance of earning a discount on your renewal. The goal is to encourage good driving, not penalise you.

You won’t receive instant notifications or penalties for occasional minor driving mistakes, like speeding a little over the limit. The black box looks at your overall driving patterns, so it’s about whether you regularly drive safely or take risks. This means that one-off incidents won’t automatically increase your premium.

Some might think the black box installation is complicated or disruptive. In reality, it’s a quick and straightforward process. Our approved installers will have the device fitted and ready to go within a short time frame, usually within 14 days of purchasing your policy, and you’re fully insured during this time.

Prefer No Black Box? No Problem.

If you prefer not to use a black box, we also offer traditional car insurance policies for young drivers. Speak to our Affinity Car and Home Team at Arachas to find the best insurance solution for your needs.

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Next Steps

Contact our Affinity Car and Home Team at Arachas today 01 7075999 and ask about Box Clever insurance for young drivers. With personalised rewards and safer driving habits, it’s a smarter way to insure your car.